Trusted by 10+ lending teams across Africa

AI-Powered Credit Infrastructure for Microlenders

Cut loan approval time from days to minutes — with built-in credit scoring, automated collections, and real-time portfolio visibility on one platform.

Book a Demo See the platform

Decision made

Approved in 12 min

Turnaround time

70% faster decisions

Micro-lending today

Manual processes still run most lending operations

Many teams lose time to approvals, inconsistent affordability checks, and fragmented portfolio visibility. Futa replaces scattered tools with one secure workflow for loan origination, underwriting, servicing, and collections.

Slow approvals

Disjointed checks create delays and inconsistent outcomes.

High errors

Manual entry and scattered tools introduce risk.

Compliance pressure

Audit trails and evidence are hard to maintain across teams.

Fragmented visibility

No single source of truth across branches and portfolios.

See How It Works

Futa in numbers

Trusted by lending teams and fintech partners across Africa.

N$1M+

Total loan value facilitated

Decisioning completed in < 30 minutes (median)

40+

Risk checks & authorizations processed

Active microlenders on Futa

10+

Microlenders verified & onboarded

Built for lending teams

An operating system for onboarding, decisions, and servicing

Purpose-built workflows so credit teams move faster without losing control.

AI-assisted onboarding

Collect documents, verify identity, and keep evidence organized for audit readiness.

Decision orchestration

Combine rules, alternative data, and scorecards with full explainability and change history.

Portfolio risk intelligence

Monitor arrears, early-warning signals, and collections performance in real time.

Automated collections

Chase arrears, trigger payment mandates, and manage repayment plans without manual follow-up.

What lending teams say

Trusted by teams across Africa

Real results from lending teams that replaced manual processes with Futa.

Futa feels like it was built with us in mind. It's easy to use, looks great, and just works. Our team picked it up quickly, and our clients now get their loans faster. It's made running our business so much simpler - and we finally feel in control of our data.

Futa cut our approval times and eliminated the paperwork chaos. Everything's in one place - loans, debit orders, credit bureau reporting. Our clients trust the process now. We can't imagine going back.

Up and running in
days, not weeks

Most teams are processing live applications within 5 days of sign-up.

Get Started Today

Today

Launch

Day 1

Day 2

Day 3–4

Go Live

01 Get Started

Request platform access

Sign up to request a Futa account.
Our team reviews your details and activates your access.

02 Onboarding & Setup

We guide you every step of the way

Walkthrough of the platform and key workflows.
Set up your team, roles, and lending rules.
Configure your credit and compliance preferences.

03 Data Migration

Bring your existing loan book onto Futa

Upload your current customer and loan data securely.
Instantly view and manage your active portfolio.
See clear, real-time insights across your loan book.

04 Go-live

Start lending digitally

Begin onboarding new borrowers online.
Track applications, repayments, and arrears in real time.
Manage your portfolio from one centralized dashboard.

Frequently asked questions

Find answers about onboarding, credit decisions, compliance, pricing, and integrations.

What does the platform include?

Digital onboarding, decision orchestration (rules + scorecards), portfolio dashboards, servicing & collections workflows, plus APIs and audit-ready reporting.

Why Futa?

Futa combines onboarding, decision orchestration, portfolio insights, and collections into a single system—reducing manual handoffs and improving visibility across teams.

How do we start using Futa?

Start with a discovery call. We scope your use case, confirm integrations, and roll out a pilot before go-live.

How fast can we launch?

Many teams can start a pilot within days. Timeline depends on your KYC/AML setup, integrations, and workflow complexity.

Which countries do you support?

We support country-by-country rollouts based on partner requirements and compliance needs. Share your target markets and we’ll confirm availability and rollout plan.

Is it safe to use Futa?

Yes. Futa is designed with audit trails, role-based access, and data controls to support regulated lending workflows. You can also configure approval steps and evidence retention policies.